Planned Giving 101 - Getting Your Passport Ready
Speakers: Shay Upadhyay & Greg Whitney, Alford Group

Shay Upadhyay joined the Alford Group in 2022 as a Client Service Associate. Shay graduated from Indiana University-Bloomington with a BSPA in Nonprofit Management and Leadership and a certificate in Political and Civic Engagement. She has consulted for various nonprofit organizations, including The Indiana Coalition Against Domestic Violence, Pro-Choice Maryland and Pro-Choice Virginia.

Before joining Alford Group, Greg Whitney held leadership positions in the nonprofit sector for various philanthropic organizations in the Seattle area. Greg has over 25 years of nonprofit management with hands-on experience in major gifts, planned giving, annual campaigns and events. He has deep knowledge of fundraising proven practices, relationship building and collaborative leadership.  Greg’s first experiences in planned giving were with the YMCA of Greater Seattle in which he secured over 250 new legacy society members with expectancies of over $15 million and led their first-ever endowment campaign.  He is a past president and a current member of the Washington State Planned Giving Council.

MORNING KEYNOTE 

One Donor’s Journey: Tales of Won and Lost Planned Giving Possibilities
Speaker: Dianne Belk, philanthropist and Founding Chair of Juliette Gordon Low Society of the Girl Scouts of the USA
Dianne Belk and Lawrence Calder have been volunteering collectively for more than 100 years and they have been donors together for more than 40 years! They have served on numerous nonprofit boards, committees, and task teams. Many nonprofits have given them numerous thanks and awards for their efforts. Girl Scouts’ highest adult award -the Dianne Belk Visionary Award ---was created and named for Dianne and she was the inaugural recipient. Most recently, Lawrence and Dianne received the Volunteer Thanks Badge, known as Girl Scouts’ highest adult volunteer recognition ward. In 2011, coinciding with Girl Scouts 100th anniversary, they created and still lead the Juliette Gordon Low Society, Girl Scouts’ planned giving society. Dianne is constantly recognized as its Founding Chair. Since then, nationwide planned giving to Girl Scouts has grown from 346 to over 5000, creating a large pipeline for the future of the Movement. A Gold Award Girl Scout herself, Dianne is a Trailblazer…. In her career, always the only woman at the table. Just a few of her notable accomplishments:

o The first female industrial engineering student at Mississippi State University.
o The first female US Presidential manufacturing advisor.
o Founded one of the world’s first technology integrators, gaining an international reputation and an impressive WHO’s WHO client list.

Lawrence Calder founded an international industrial fabricator, recognized for its innovative products and technologies. He constantly advocates for more men to be included in volunteer teams, committees, and Boards. He regularly notes that he and Dianne are “on the journey together” to advocate for planned giving. Since selling their companies, they focus on combating the barriers to equality that young girls face. They chose Girl Scouts as the best organization to help them do this. From their San Diego base, they speak worldwide on the power of planned giving – they have backed up their commitment with more than 100 planned gifts in their estate plans. As volunteers and donors, they bring us a unique perspective.

AFTERNOON KEYNOTE

A Boarding Pass to Change
Speaker: Muhi Khwaja, MPA, CFRE, CFRM, Co-Founder, American Muslim Community Foundation

Earning a Bachelor’s in History and Psychology from the University of Michigan in 2009, Muhi (Moo-He) Khwaja (Ka-Wa-Jah) didn’t know what to do until the summer before graduating. The Development Summer Internship Program at the University of Michigan sparked an interest in fundraising (development) as a career. After working with several nonprofit organizations, he earned his Master’s in Public Administration in 2013, from U-M, specializing in nonprofit management. Muhi has over 14 years of nonprofit work and fundraising experience as a one-person development team to a Chief Development Officer.

In 2016 he became a Certified Fund Raising Executive from the Association of Fundraising Professionals and in 2017 earned a Certificate of Fund Raising Management from Indiana University’s Lilly School of Philanthropy where he is also Adjunct Faculty.

Muhi serves as the Co-Founder of the American Muslim Community Foundation helping families distribute more than $10 million since 2017. AMCF serves as a the only national nonprofit organization focused on creating Donor Advised Funds, Giving Circles, distributing grants, & building endowments for the American Muslim community.

Muhi enjoys traveling, photography, riding his motorcycle, and hiking.

BREAKOUT SESSIONS

Creating a Roadmap for Effective Planned Giving Asks
Anne Morgan, Senior Director, Office of Gift Planning and Endowments, University of Missouri
Anne Morgan has over 20 years of advancement experience in addition to her work as an attorney. Currently serving as the Executive Director of Advancement - Planned Giving at the University of Missouri, she also practiced law with McCarter and Greenley, LLC, and Miller Law Group, St. Louis, MO. Her planned giving expertise has served organizations as diverse as Northern Arizona University, Saint Mary’s College in Notre Dame, Indiana, The Salvation Army, Health First Foundation - Northern Arizona and The Field Museum of Natural History. A native of Indiana and a graduate of Purdue University, Anne earned her JD from Valparaiso University School of Law and her LLM in tax law from Washington University–St. Louis. She currently serves as the Vice President of the Chicago Council on Planned Giving and is a member of the Mid-America Charitable Gift Planners. She has presented nationally and locally on fundraising, planned giving, estate planning and tax law. Anne's hobbies include long distance hiking, travel, animals of all kinds, podcasts and a mild obsession with baking.

Margaret A. Cline, Vice President for Gift Planning and Trust Services, University of Illinois Foundation
Margaret A. (Meg) Cline serves as the Vice President for Gift Planning and Trust Services at the University of Illinois Foundation, where she is responsible for the team of professional staff that oversee all aspects of gift planning, deferred gift administration and all gift documentation for the University of Illinois System and its three universities. Prior to assuming this role in February 2015, Meg served for five years as the Associate Dean for Advancement for the College of Agricultural, Consumer and Environmental Sciences (ACES) at the University of Illinois at Urbana-Champaign. She started her fundraising career at the University of Missouri-Columbia. Prior to this time, she worked in the fee-only financial planning industry as a financial advisor. Meg received a Bachelor of Science degree and MBA from the University of Illinois Urbana-Champaign. She holds the Certified Financial Planner® designation and the Chartered Financial Analyst designation. Meg is a member of many professional associations including the Chartered Financial Analyst Institute, current President for the Chicago Council on Planned Giving, the National Association of Charitable Gift Planners, the Eastern Illinois Estate Planning Council where she has served as President and a board member; Regent of The Lincoln Academy of Illinois; and P.E.O. where she has served on several state committees. She is past president of the Illinois 4-H House Alumni Association.

Reviewing Your Data - Your Guidebook for Your Trip
Speaker: Robert Shafis, Director, Planned Giving Services, Veritus Group
Robert Shafis has been a successful fundraiser, speaker and attorney for over 35 years, and through his personal fundraising and through programs under his direction has accounted for over $800 Million in major and planned gifts.  He is currently Director of Planned Giving Services with Veritus Group.  With Veritus Bob has analyzed over 1.2 million donor records for planned giving purposes, finding hundreds of millions of dollars of unidentified planned gifts, and thousands of names ready for planned giving solicitation and marketing.   Bob has taught major and planned giving at North Park University, is a member of the CAMOTOP Planned Giving Group, and was Secretary and a board member of the National Association of Charitable Gift Planners.

Traverse The Treacherous Terrain of Gifting
Speaker: Michael Ripani, Handler Thayer, LLP
Michael has over thirty years of experience in the area of complex commercial litigation, which is enhanced by his business skills as a Certified Public Accountant and Certified Fraud Examiner.  Michael has prosecuted and consulted on undue influence actions on behalf of a charitable entity and individuals.

What Should We Say? Tips for Effective Communication With Gift Planning Donors
Speaker: Chuck Van Hecke, Infinite Hope, LLC
Chuck recently completed 32 years as an advancement leader, manager and practitioner for several public and private universities. He is currently a consultant to nonprofit organizations. Over Chuck's career, gift planning has been his primary fundraising specialty. Chuck has been a member of CCPG for about 25 years and is a past two-term member of its board of directors.








Panel Discussion: Charting Your Flight Plan: Careers in Planned Giving
Panelists:
Jill Doherty, Senior Director of Gift Planning, Division of Institutional Advancement, Rosalind Franklin University of Medicine and Science
Jill is the first person to hold this position at RFU. She is responsible for all aspects of gift planning work for the University and its colleges: the Chicago Medical School, Scholl College of Podiatry, the Colleges of Nursing, Health Professionals and Pharmacy.

With a political economy degree, Jill’s original career focus was corporate banking, starting on Wall Street at Chase Manhattan Bank. She pursued this field in international and distressed asset banking, with a side step into bank technology marketing. After earning an MBA in marketing and finance, she became a corporate banker for healthcare and nonprofit institutions, including Northwestern Medicine, Rush University, Mayo and Advocate Health. Mentors in development involved with CCPG or AFP helped inform her about planned giving and the transferability of relationship management to the development field.

Networking contacts led her to explore career options in fundraising with UChicago Medical Center. She had a unique opportunity to make a career change focused on a neglected area: MD and Phd alumni relations and fundraising. Mentored by planned and major gift experts, she resuscitated this donor cohort as well as alumni on faculty at the University. A highlight was her work to realize a $17MM+ planned gift for UChicago Medical Center. Later she was recruited to Johns Hopkins University School of Medicine to run its alumni giving program.

Family circumstances led her back to the North Shore, shifting from grateful student to grateful patient fundraising for NorthShore University HealthSystem. There she managed planned and major gifts as well as corporate and foundation giving.

Jill’s passion for gift planning and support for medical education prepared her for her current role at RFU where she applies financial knowledge, planned giving and relationship building skills to expand the reach of the University into next generation gift planning donors and prospects.


Breahan Pautsch, Legacy Giving Manager, PBS Wisconsin
Breahan Pautsch is a Legacy Giving Manager for PBS Wisconsin. Her background includes ten years as a paralegal in trust and estate planning and three years as a marketing project manager before she found her way to planned giving, starting at WTTW and WFMT in Chicago. She also has a long history as a theatre director and producer, and served as co-Artistic Director of Akvavit Theatre for several years after a long stint as an artistic ensemble member and grant writer for the company. She currently serves on the board of directors for the Chicago Council on Planned Giving and Rotate Theatre Company. She lives in Madison, Wisconsin.

Tony Martinez, CEO, Oak Park-River Forest Community Foundation
Antonio Martinez, Jr is president and CEO of the Oak Park-River Forest Community Foundation as of August 2018. Tony, as he is called by his family and friends, was born and raised in Chicago’s northwest suburb of Elgin by a blue-collar, working-class Mexican-American family. At a very young age, Tony became keenly aware through his own life experiences how race and class were used as social deterrents toward advancement. These experiences fuel his desire to create systemic change to increase opportunities for those less fortunate and purposely marginalized.

Empowered by his 20-plus years of experience in community engagement, philanthropy and foundation work, Tony designed a culture shift with board and staff to center a racial justice and equity lens in every facet of the Oak Park-River Forest Community Foundation. Under Tony’s leadership, the Foundation enhanced its vision and mission to place intentional focus on race and equity; expanded its geographic service area to include Chicago’s west side and West Cook County; updated its investment policy to move towards 100% investment in environmental, social and corporate governance companies; significantly increased its annual giving to ten times that of previous years in response to the COVID-19 pandemic; and expanded its current network of donors, nonprofit organizations, local officials and community members to increase the Foundation’s capacity to be of greater service to the region. 

Prior to the Oak Park-River Forest Community Foundation, Tony held noteworthy positions with The Chicago Community Trust, American Bar Association, Museum of Science and Industry and the Chicago Cubs.

Moderator: Paddy Homan, Senior Director of  Philanthropy, Plymouth Place
Paddy is the Senior Director of Philanthropy at Plymouth Place Senior Living. He started his career as a social worker in Ireland and later in Chicago and believes that this background is invaluable in his current work as he seeks to connect with donors in a meaningful way in representing the mission of his organization. Since his time as a social worker he has held several roles that worked in all areas of fundraising including annual giving, major gifts, corporate giving and planned giving.  To support his career he has received a certificate in fundraising management from Indiana State University and a Masters in Philanthropy from DePaul University School for New Learning. He is a true believer in the key role philanthropy plans in transforming communities and its necessity in mission advancement for nonprofits.

Outside of his career in philanthropy, Paddy is star of the PBS self-created one man show, I AM IRELAND, released in 2020, in collaboration with Rich  and which has aired over 1000 times across the US. This tells the story of Ireland’s road to freedom between 1798 and 1916. An award winning Irish Tenor, Homan released four CDs, a DVD on the PBS show, and is currently finishing his fifth album.  For Homan , “…music and storytelling  go hand in hand. I get no greater 'kick' out of being in someone's home, having a cuppa tea, hearing their story, and being present to them through the gift of song. It’s all about connecting with people, be it on stage in the songs I sing, or in my work.”

Navigating the World of Public Policy with Forefront as Your Tour Guide
Speakers:
Suzy Lee, Director of Programs, Forefront
As part of the Program Team, Suzy’s focus areas include Forefront’s flagship series and services for grant makers, advisors, and nonprofits. Suzy previously served as the Senior Manager of Children’s Nutrition Policy at the Greater Chicago Food Depository and led the Illinois No Kid Hungry campaign to pass legislation increasing access to free school breakfast programs across the state. Prior to that, Suzy served as the Vice-Chair of the Japan Exchange and Teaching (JET) Program Association and was responsible for policy research, program evaluation, and development. Suzy actively volunteers for numerous organizations that support women’s rights, refugee rights, and civic engagement. She holds a Bachelor of Arts in philosophy from Hanover College, and a Master’s of Public Administration from DePaul University School of Public Service. When she’s not working or volunteering, you can find her in her garden, trying a new ice-cream recipe, or hunting dinosaurs with her toddler.  

Alec Lopata, Policy & Government Affairs Coordinator, Forefront
Alec works on the Forefront Policy Team. He joins from Freedman Consulting, where he worked with philanthropic clients to advise on the policy landscape around their work and develop public-private partnerships. He was also a Dunn Fellow in Governor Pritzker’s Office, working on budget and economic policy. He helped lead a local racial justice movement in his hometown of Deerfield, Illinois, and was campaign manager for a slate of park district candidates there. He is a graduate of Claremont McKenna College with a BA in Government with a Public Policy Sequence. In his free time, he enjoys going to as many Cubs games as possible and finding the best restaurants in Chicago.

Panel Discussion: Picking Your Flight: Planned Giving Prospect Tracking
Panelists:

Natalie Edwards, Director of Major and Planned Giving, Newberry Library
Natalie Edwards is the Director of Major and Planned Giving at the Newberry Library. She has worked in development primarily for humanities and urban agriculture organizations for over 12 years. She has an MFA and BA from the Art Institute of Chicago.

Kevin Longstreth, Senior Planned Giving Officer, Ann & Robert H. Lurie Children's Hospital of Chicago Foundation
Kevin Longstreth is the Senior Planned Giving Officer at Ann & Robert H. Lurie Children’s Hospital of Chicago Foundation. He works in collaboration with colleagues across the organization to help donors create and carry out legacies of hope and healing. He draws on prior experience in major gifts fundraising, in addition to sales and hospitality management. He has been an active member of CCPG for the past three years and is currently a member of the CCPG program committee.

Sacha I. Urban, Director, Individual & Planned Giving AIDS Foundation Chicago
Sacha I. Urban has been with AIDS Foundation Chicago (AFC) for the past five years, starting as Director of Individual Giving and expanding her role to include Planned Giving, which has seen significant growth under her leadership. Much of her expanded knowledge of planned giving has indeed come through her connection with and learning from CCPG. After completing her Master’s degree in nonprofit management from the O’Neill School of Public and Environmental Affairs/Indiana University, Sacha has worked in numerous non-profit agencies and has served on the Board of Open Door Health Centers, a regional (Elgin/Aurora) health care organization with focus on clients living with and vulnerable to HIV and other chronic conditions. Her passion for the HIV community has led her to run the Chicago marathon with Team to End AIDS (T2) in 2013, the endurance program of AFC. In 2018 she also completed AIDS Life/Cycle, a 545-mile bike ride from San Francisco to Los Angeles. Sacha grew up in Switzerland until her early twenties and now lives with her husband in the Western Chicago suburbs. She loves commuting to the city which allows her to knit while listening to books. She has 2 children and 2 step children, all of which are grown up.

Moderator: Alan Paberzs
Alan serves as Executive Director of Development for DePaul University’s College of Law, managing the day-to-day and strategic fundraising and engagement efforts for the law school and its 16,000+ alumni. Before joining DePaul in 2018, Alan worked for Northwestern University as a development officer in the Pritzker School of Law and Bluhm Legal Clinic. Alan is the incoming President for the Chicago Council on Planned Giving. He has served on CCPG’s Board of Directors since 2019 and was selected as a CCPG Scholar in 2015. He previously served as a board member for the Crossroads Fund and the High Speed Rail Alliance. Alan earned his bachelor’s and master’s degrees from the University of Wisconsin - Madison. He lives in Roscoe Village with his family and is an avid fan of all Detroit and Wisconsin Badger sports teams.

Racial Equity Conversations in Philanthropy

Kristin Carlson Vogen, Interim Vice President of Philanthropic Services
Vogen and her team engage families and individuals to focus their giving for impact and develop collaborative philanthropy strategies, leverage the knowledge of the Trust’s Program staff for the benefit of donor advisors, and enhance opportunity for impact investing.

Prior to joining the Trust in 2018, Vogen was president and CEO of the Oak Park-River Forest Community Foundation, and previously worked at Bank of America/U.S. Trust as a philanthropic specialist. Throughout her career, Vogen has provided subject matter expertise to individuals and families on private foundations, donor advised funds, and endowment management for public charities.

Presently, Vogen is a board member of Friends of the Children – Chicago and a trustee of Window to the World Communications, Inc. (WTTW 11/WFMT 98.7).  Vogen earned her J.D. from William Mitchell College of Law, and her B.B.A. in Human Resource Management from Abilene Christian University.

LeAnn Pedersen Pope
LeAnn Pedersen Pope was a partner in the Chicago law firm of Burke, Warren, MacKay & Serritella and Chair of the firm's Consumer Financial Services Class Action Defense Group. During her extensive legal career, LeAnn successfully defended major banks and mortgage banking companies in over 200 nationwide class action cases filed in federal and state courts throughout the country.

After over 30 years, LeAnn retired from the legal profession to attend Garrett-Evangelical Theological Seminary at Northwestern University to pursue a Master of Theology degree, which was completed in 2020. LeAnn's published thesis—entitled From Colorblind to Clearer Vision: A White Christian's Unexpected Journey Toward Redemption—is the culmination of four years of extensive study and honest reflection regarding race, privilege and whiteness.

LeAnn is Chair of the Board of Directors of Opportunity International, Inc., a global nonprofit providing innovative solutions to ending extreme poverty. In addition to her deep commitment to Opportunity International and its global mission to end extreme poverty, LeAnn is also committed to social justice issues closer to home. LeAnn works with young African American men on the South Side of Chicago who are making a real effort to leave the street life through Chicago CRED, a nonprofit dedicated to reducing gun violence in Chicago.

LeAnn also serves on the Board of Trustees of Carthage College in Kenosha Wisconsin, where her work focuses on Carthage's efforts to eliminate the equity gap in graduation rates among racial populations.

Jessyca Dudley, Founder + CEO, Bold Ventures
Jessyca Dudley (she/her) is an experienced social sector leader and strategic advisor who has supported individuals and organizations to shape their strategy, implementation, and learning to advance racial equity. As the founder and CEO of Bold Ventures, she leads a dynamic team and develops strong and trusting relationships with clients through facilitation and stakeholder engagement that enhances the impact of their efforts.

Jessyca’s prior leadership roles include serving as the Executive Director of Chicago African Americans in Philanthropy, as a Director at Arabella Advisors where she developed new strategy approaches and advocated for investment in BIPOC communities, and as the Gun Violence Prevention program officer for the Joyce Foundation.

Oh, The Places You Might Go! Donor Opportunities Created by Special Circumstances
Speaker: Shari Fox, Principal, Fox Philanthropic Advisors
Shari Fox is principal of Fox Philanthropic Advisors, helping individuals, families, and organizations effect meaningful change.  Prior to founding her own firm, Shari spent more than 30 years in planned, major, and principal gift development for universities and other not-for-profit institutions.  She is a past chair of the National Association of Charitable Gift Planners, past president of the Greater Cincinnati Planned Giving Council, and a current member of the Chicago Council on Planned Giving and Central Illinois Charitable Gift Planners.  She holds the Chartered Advisor in Philanthropy (CAP®) designation. 

Starter Day Trips into the Big World of Planned Giving for Small Nonprofits
Speaker: Julianne Buck, CEO, Community Foundation of Grundy County
Julianne Buck is in her 20th year as Executive Director of the Community Foundation of Grundy County where they steward donor-designed funds, award grants to nonprofits, and convene stakeholders around issues of concern.  She is a Chartered Advisor in Philanthropy®, teaches a Certificate of Nonprofit Administration at Joliet Junior College, and is founder of Nonprofit Brains & Brawn, a consulting firm focused on teaching planned giving to small and rural nonprofits.

Insights from Recent Research on Donor Advised Funds
Speaker: Dr. Danielle Vance-McMullen, Assistant Professor, DePaul University and Donor-Advised Fund Research CollaborativeDr. Danielle Vance-McMullen is an Assistant Professor at DePaul University. She is an expert in donor behavior, fundraising, and nonprofit competition in new charitable giving contexts. Dr. Vance-McMullen is a co-Founder and co-Director of the Donor Advised Fund Research Collaborative (DAFRC). The DAFRC is currently fielding the first comprehensive National Study on Donor Advised Funds. Dr. Vance-McMullen holds a PhD in Public Policy and an MA in Economics from Duke University. She also holds an MA in Philanthropic Studies and an MPA in Nonprofit Management from IUPUI. Before earning her PhD, Dr. Vance-McMullen was a consultant to nonprofit organizations at The Alford Group in Evanston, IL.

Panel Discussion: Wild Gift Safari
Panelists:
Brian Kasal, FourStar Wealth Advisors LLC
Brian is a 39 year veteran of the Wealth Advisory Industry having worked at firms , Paine Weber, Lehman Brothers, William Blair and Morgan Stanley. In 2014, Brian founded FourStar Wealth Advisors, now a national firm with advisors in 14 states. FourStar specializes in maximum flexibility for the clients and their advisors with many unique programs and services that are not available at most large brokerage firms, One program is Philanthropy with the firm's "Build Live Share" motto. Client Philanthropy is part of every client review and review discussion and Brian is here to share some insights from years of working with client. Brian is a Trustee of the Nation Boy Scouts of America Foundation and promotes philanthropy to help clients to give back to America.

Sara Acosta, Vice President for University Advancement, Dominican University
Sara M. Acosta joined Dominican University as Vice President of University Advancement in June, 2019.  As a member of Dominican's senior leadership team, she works closely with the President and Board of Trustees to implement strategic priorities.  Prior to Dominican, she served as Associate Vice President of Development at DePaul University, overseeing College and School based major giving efforts and working closely with academic partners on funding initiatives. She came to DePaul in 2007 as the Senior Director of Development for its College of Liberal Arts & Sciences. From 2000 to 2007 Sara held several roles at Saint Xavier University's Advancement office. She began her career at the University of Chicago-Harris School of Public Policy.  She received her Bachelor's degree from Loyola University - Chicago and has completed coursework towards a Master's in Creative Writing from DePaul University.

Rob Smitherman, Northwestern University
Rob joined the Northwestern University Gift Planning team in February 2015. He is the director of Gift Planning, heading the administration team that deals with realized gifts that come through trusts and estates. He also manages the administration of life insurance gifts, life income gifts such as charitable gift annuities and charitable remainder trusts, donor advised funds, and gifts of tangible personal property. Rob is originally from Virginia, where he attended Washington & Lee University and the College of William & Mary. He practiced law for 22 years.

Anne Morgan, Senior Director, Office of Gift Planning and Endowments, University of Missouri
Anne Morgan has over 20 years of advancement experience in addition to her work as an attorney. Currently serving as the Executive Director of Advancement - Planned Giving at the University of Missouri, she also practiced law with McCarter and Greenley, LLC, and Miller Law Group, St. Louis, MO. Her planned giving expertise has served organizations as diverse as Northern Arizona University, Saint Mary’s College in Notre Dame, Indiana, The Salvation Army, Health First Foundation - Northern Arizona and The Field Museum of Natural History. A native of Indiana and a graduate of Purdue University, Anne earned her JD from Valparaiso University School of Law and her LLM in tax law from Washington University–St. Louis. She currently serves as the Vice President of the Chicago Council on Planned Giving and is a member of the Mid-America Charitable Gift Planners. She has presented nationally and locally on fundraising, planned giving, estate planning and tax law. Anne's hobbies include long distance hiking, travel, animals of all kinds, podcasts and a mild obsession with baking.

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